National Infrastructure

Part of our Asia Payment Infrastructure series. A general overview of how Thailand’s payment system works — the regulator, the PromptPay backbone, the QR standard, e-wallets, cross-border links, and the country’s CBDC exploration.

Part of our Asia Payment Infrastructure series. A general overview of how Malaysia’s payment system is built — the regulator, the national operator, the instant-payment rails, the QR standard, e-wallets, and cross-border links.

Malaysia’s cashless economy runs on national rails built by PayNet and overseen by Bank Negara Malaysia. This guide explains the RPP, DuitNow, and the plumbing behind every tap, scan, and transfer.

DuitNow is the everyday face of Malaysia’s instant payment system. Here’s a clear breakdown of DuitNow Transfer, QR, AutoDebit, and how cross-border scan-and-pay works.